Surplus funds are the leftover money after a home is sold at a county foreclosure auction for more than the amount owed. That difference legally belongs to the homeowner or their estate.
Counties often send notices by mail once, and if it gets lost, redirected, or delivered to an old address, you never see it. They won’t call or email you, and they don’t actively track you down, so funds can sit unclaimed for years.
We only reach out when we verify the case in county records. Before you sign anything, we show you the exact file, the sale details, and the amount recorded.
No. Our work is on a contingency basis. We only get paid after your funds are released and you receive your check.
If a claim is denied because of missing documents or verification issues, we fix the errors and resubmit. If the county legally determines the funds cannot be released, you owe nothing.
Because counties do not assist you with the paperwork, deadlines, or legal requirements. One mistake can delay the release for months or close the case. We make sure the claim is accepted the first time and handled correctly from start to finish.